Biometrics ATM offer ATM type interface along with at-least
one Biometrics capture device like Fingerprint Scanner, Iris camera,
Palm/Finger Vein scanner , Face recognition camera. They are often called
Multi-Biometrics ATM, Wall mount Biometrics ATM, Biometrics Devices / Machine.
Most of the ATM in the past have been using ID
cards to identify users but with the wide acceptance of Biometrics , a new
generation of Biometrics ATM are being deployed for wide range of applications
worldwide. ntroduction -Biometric Micro-ATM
Biometric
Micro-ATMs from Bioenable are latest biometric authentication enabled handheld
device.Micro-ATMs are also known as a Point of Transaction Terminal(PoT).pplication – Biometric Micro-ATM
Micro-ATMs will primarily perform the following functions:
1.
Cash
withdrawal
2.
Cash
deposit
3.
Balance
inquiries
4.
Remittances
Micro-ATM’s Need
In the rural area it is not feasible for the banks to availing ATMs for
following reasons
1.
High
ATM Set up cost
2.
Low
Rural population
3.
Transaction
volume is low
4.
Low
transaction value
Micro
ATMs from BioEnable Technology is a one stop solution for banks bring ATM
services to the unbanked rural areas in a secure manner.
Micro-ATM works
Micro-ATM
will be operated by the Bank appointed Business correspondents (BC )The Bank
appointed BC handle the physical currency , not like a regular ATM machine.All
transactions will require online biometric authentication with the UIDAI
authentication server in order to be processed.
This
Biometric Micro ATMs will allow customers to perform basic financial
transactions using only their AADHAAR number and their fingerprint as identity
proof (along with a Bank Identification Number for inter-bank transactions).
Unlike an ATM, the cash-in / cash-out functions of the micro ATM will be
performed by an operator, thus bringing down the cost of the device and the
cost of servicing the customer. The micro ATM will support the following
financial transactions:
Cash Transaction :-
1.Cash Deposit ,Cash Withdrawal
2.Funds transfer
3.Balance inquiry for Bank Account
4.fHigh Accuracy
5.
Give
strong authentication
6.
Biometric
authentication is used instead of PIN
Cost Reduction :-
Hidden
costs of ATM card management like card personalization, delivery, management,
re-issuance, PIN generation, help-desk, and re-issuance can be avoided
Sutaible for Indian rural area
Flexible
account access allows clients to access their accounts at their convenience
Low
operational cost
No
|
Component
|
Specification
|
1
|
Processor
|
Intel Atom processor Z510 and US15W
System controller hub
|
2
|
Memory
|
512 MB
|
3
|
Storage
|
8 GB compact ,Flash upto 32 GB
|
4
|
Display
|
5 inch TFT color LCD,4-wire Resistive
touch screen with stylus
|
5
|
Printer
|
2 inch high speed thermal printer ,paper
roll with 57*35mm diameter ,length 13 M
|
6
|
Battery life
|
Li-Polymer Battery, 4000mAh/8000mAh
,operating time 4hrs/8hrs
|
7
|
Dimension
|
140*32*292 mm
|
8
|
Weight
|
900g
|
9
|
Operating temp.
|
0- 40 degree centigrade
|
Fingerprint scanner specification
enBioScanc1 Single fingerprint scanner for authentication :-
No
|
Component
|
Specification
|
1
|
Fingerprint Sensor
|
NITGEN OPU08
|
2
|
Image Size
|
260 (x) x 330 (y)
|
3
|
Image Resolution
|
500 [PPI]
|
4
|
Image Scale
|
256 Level Grayscale (8-bit)
|
5
|
Interface
|
USB 2.0, Plug & Play
|
6
|
Operating Humidity
|
RH 10~90 %
|
7
|
Compliance
|
STQC Certified,KC,CE,FCC,WHQL, RoHS,
FBI (IAFIS)
|
Issues in current ATM networks
Why we use it :-
·
ATM
Card frauds
·
Use
of ATM card duplicators
·
Card
sharing by family and friends
·
Inability
to trace the wrongful users
CONCLUSION
ATM
PINs can be shared on phone or recorded using secret cameras.
Single/Multi
factor Biometric Authentication: Fingerprint, Iris, Face, Pal vein
Multifactor
Authentication: Card + PIN + Biometrics
Online
or offline Authentication using smart cards
Card
less Authentication
Biometrics
is combination of card or PIN
where
we can use it :-
Banking
& Finance
Food
coupons / Tickets / Canteen ATM
Membership
Verification ATM
Transaction
/ Check Deposit ATM
Retail
ATM
IRIS
DETECTION:-
Iris detection is a process of analyzing various patterns of human iris using
iris recognition device, and storing the image in the database. To make iris
detection process work faster, iris recognition system uses certain
algorithms. Iris detection process in iris recognition device
automatically detects human iris and snaps a photo of it.
In Iris detection process, image of
the iris is captured. Once captured, iris detection system
determines the outer and inner borders of iris. Iris detection system
then filters the usable structures for analysis, and calculates the iris code
which is saved into the database. Iris detection system
verifies the identity of a person by comparing the code with the one that
exists in it.Introduction
BioEnable is offering Iris recognition based Time
Attendance & Access control system. Recognition ?
Iris recognition technology offer Dual
or Single eye capture and automatic identification again large
databases in just 1-2 seconds.
Iris recognition is considered more secure compared to
fingerprint and other biometric technologies.
Many people have improper fingerprints that are not
suitable for fingerprint recognition systems. Iris is second best alternative
to fingerprint.
Children fingerprints are difficult to scan and can go
thru changes overtime, making it not a suitable biometric identification. Iris
is suitable for all ages.
Eyes are highly protected part of the body
and does not go thru much changes over the complete lifespan and good
for long terms biometric recognition
Iris recognition technology is worldwide
used in National ID, Visa entry exit applications
Model :-
Dual Eye Iris capture camera
10 inch spill proof touchscreen
Enhanced graphical user interface
Store upto 10000 users (2 eyes each) and over
500000 logs
Advanced access control mechanism with Door sensors,
Fire alarm, Multiple Door lock controls
Optional Face Recognition & Fingerprint
recognition addons
Benefits
Why we use it :-
High security identification
Touchscreen multi-lingual interface
Large user database
wApplications
where we can use it :-
Time Attendance recording in offices
Access control at office, Banks
Canteen management & Food coupon system
Visitor management
Members management at events
NAC5000 face
recognition system
:-
NAC-5000 Face is a multi-modal biometric solution enable with
Fingerprint, Face Recognition system, RFID & Password that comes with
accurate and rapid matching speed for stable Time Attendance and Door Access
control.
NAC5000 face recognition system is
designed to be performed on the 5.7 inches TFT touch screen which is convenient
to display the important notice and OEM logo and user friendly interface
includes R232/485, TCP/IP, and optional WiFi and USB.
NAC5000 Face offers you
enterprise level of Entry and Time Attendance management with its LAN
communication-based network infrastructure enabling integrated monitoring and
systematic management of multiple terminals operated independently on a remote
location and SDK to be easily integrated with customer’s application.
Features - NAC5000 Face
Recognition System
5.7 inch true Color LCD with Touch
Screen
-> Large LCD enable for company logo,
important notice.
-> Fingerprint and Face quality display
Face Technology
-> Face Detection
-> Face Recognition
-> Multi-modal enhanced security
Auto-on function with Live
Finger Detection
-> Recognizes fake fingerprint
-> Silicon & rubber fingers detected,
distinguished from real human fingers
-> Automatically activated when finger placed
on sensor
Wireless LAN (optional)
-> Easy to install in anywhere
USB Memory Slot
-> User Information & Log data
Up/Download
-> Firmware Upgrade
Built-in Camera (optional)
-> Takes picture every time log event occurs
-> Face recognition
Large scale system
-> Max 2,000 terminals connected in one
network
Specification - NAC5000 Face
Recognition System
CPU
|
32-bit / 620MHz
|
Memory
|
8MB Flash + 256 DRAM
|
Display
|
5.7inch VGA Color / Touch-screen
|
1:N fingerprint identification time
|
Less
than 1 sec (4,000 templates)
|
Fingerprint template capacity
|
40,000
fp. Templates
|
Face template capacity
|
3,000
templates
|
Log capacity
|
up to
100,000
|
Network interface
|
TCP/IP,
RS-485, Wireless LAN (option)
|
PC Interface
|
USB,
RS-232
|
USB memory slot
|
Supports
|
Camera
|
Embedded
|
Fake/latent fingerprint recognition
|
Available
|
Size
|
167 x
146 x 52 (W x H x D) mm
|
Certificate
|
KCC,
CE, FCC
|
Models - NAC5000 Face
Recognition System
Different models :-
NAC5000 S - Standard
Model with Fingerprint & Passwords options
NAC5000 M - Model with
Fingerprint, Password & Mifare 13.56Mhz Cards options
NAC5000 R -
Model with Fingerprint, Password & HID/EM Card 125Khz options
NAC5000
Face -
NAC5000 + Face Recognition (NAC5000 S Face/ NAC5000 M Face/ NAC5000 R Face.
Advantages
of Biometrics:-
•Biometric
identification can provide extremely accurate, secured access to information;
fingerprints, retinal and iris scans produce absolutely unique data sets when
done properly.
•Current
methods like password verification have many problems (people write them down,
they forget them, they make up easy-to-hack passwords) & sometime our ATM
cards are also missed .
•Automated
biometric identification can be done very rapidly and uniformly, with in a
minimum of time. It’s a rapid process.
•Your
identity can be verified without resort to documents that may be stolen, lost
or altered.
Disadvantages
of BIOMETRICS ATM
:-
•The finger
print of those people working in Chemical industries are often affected.
Therefore these companies should not use the finger print mode of
authentication.
•For people
affected with diabetes, the eyes get affected resulting in differences. Sometimes
people have some eyes problems also.
•Biometrics
is an expensive security solution.
Conclusion :-
BIOMETRICS SECURITY IN ATM:
Security
personnel look for biometric data that does not change over the course of your
life; that is, they look for physical characteristics that stay constant and
that are difficult to fake or change on purpose.